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Who is TIMCO Financial?For more than 25 years, we have thrived on innovation and ingenuity, pioneering financial empowerment for individuals worldwide. With multiple offices and a global presence, we've curated a dynamic ecosystem housing over 20 distinct brands. Our mission is simple: empowering people to achieve financial freedom. Through relentless innovation and a commitment to excellence, we've become a beacon for those seeking a path to financial independence. At TIMCO Financial, we're dedicated to revolutionizing the way people approach their financial futures.
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Are you a private money lender?Yes. We have private funds and we also have a large network of banks and funding institutions at our disposal.
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Do you do conventional financing?Yes. We do FHA, VA, SBA and other government-backed loans and mortgages, and we also do creative financing in-house. Our goal is to get you funded, and we can be very creative in that process.
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Do you do HELOC loans?Yes! Home Equity Lines of Credit (HELOC) is one of our many specialties and funds in just 7-14 days.
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Do you do 203K Loans?Yes! We can fund your purchase and your renovation of that purchase within a 203K loan.
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Do you do hard money loans?Yes! These are easy to do and fund quickly!
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Do you do reverse mortgages?Absolutely! There's no reason to be skeptical of these loans. When done correctly, they provide huge flexibility with little-to-no-risk for our senior citizens.
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Why should I call you instead of my bank?Traditional banks and lending institutions have miles of red tape and layers of approvals that must be met, often ending in "declined". We believe there's always a way to make things work and we approach every situation from that angle. Because we a private lender, we can make things happen! Call us first... and save yourself some frustration!
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How are your investment accounts different from any other IRA or 401(k)?TIMCO Financial utilizes 14 different investment platforms and maximizes your investment based on the markets of each of those EVERY DAY! We monitor all markets closely and put your money where it can earn the best interest possible. The result is that you're able to earn in days and weeks what you would normally settle for in years. We turn your years into weeks.
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Do I have to start my investment account with just $5,000?No! You can start where you're comfortable. The minimum investment is $5,000, but you can start with any amount.
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What if I don't have $5,000?No problem... we can fund your investment account for you with a personal loan that you pay back monthly. You can apply right on this website! We'll invest in you... so you can invest in your future!
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Why is there a "term" for these investment accounts?Our investment accounts are designed to make you a millionaire in just 7 1/2 years. Your initial investment of just $5,000 will do that if you follow the program.
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Can I add funds to my investment account if I want to?Yes, but you must do so within the first 90 days of opening the account if you wish to elevate the account to a different term level. After 90 days, the account is locked at the level of its current deposits and will remain at that level until the term is concluded. Example: If you deposit $5,000 into a Preferred Account, you may elevate that account to a Prestige Account within 90 days with a deposit of an additional $20,000. If the initial 90 days has expired, you can still add funds to your account, but it will remain a Preferred Account until the 3.5-year term is completed.
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Can I start with more than $5,000?Absolutely! Any amount between $5,000 and $24,999 will place you into our Preferred account. Any amount between $25,000 and $99,999 will place you into our Prestige account. Any amount over $100,000 will place you into the Platinum account. You can eliminate years of time by starting with more!
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Can I withdraw funds at any time?We are an investment account program. Therefore, we highly discourage withdrawals. We are not a checking account... and we are not designed as one. If you leave your funds in the account for the designated terms, you will be a millionaire in just 7 1/2 years. Under certain circumstances, approved withdrawals may be allowed. However, the penalty for withdrawing prior to the end of an investment term is significant. Please read the Withdrawal Policy for further details.
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What happens at the end of any given account term?You have options! At the end of the Preferred Account term (which is 3 1/2 years), your $5,000 will have grown to as much as $75K. You can roll the entire amount into the Prestige Account OR you can roll the required $25K into the Prestige Account and pocket the remaining funds. When your Prestige Account matures (2 1/2 years), your $25K investment will have grown to as much as $328K. Again, you can roll the entire amount in the Platinum Account, or you can roll the required $100K in the Platinum Account and pocket the remaining funds. When your Platinum Accounts matures (1 1/2 years), your $100K investment will have grown to as much as $686K. At that time, your account is fully matured and you can withdraw all your funds OR begin again with any account.
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Can I leave my funds in longer than the stated "terms"?Traditional IRAs and 401(k)s are designed to function over your work life of 40-45 years and leave you with retirement funds. It doesn't take that long to earn the minimal savings they offer. In fact, you earn even more in just 7 1/2 years and keep ALL the return on your investment rather than giving it to a third party retirement administrator. The short answer is "no". Our program ceases to accumulate ROI at the stated end of each term, which keeps moving you forward in the return on your investment. However, if you want to save for 45 years, you can just repeat... do this program SIX times in the same 45 years and be a multi-millionaire!
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If I add funds to my account, do I still have to wait until the whole term is finished?Yes. All accounts have a set term. You can add funds at any time, but your account does not mature until the end of the stated term.
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What are your insurance services?We specialize in insurance claim adjustments. We are licensed by the States to advocate for you when you have a claim to file. The insurance company will send an adjuster to your property, but their job is to protect the insurance company from large claims. Our job is to protect you from them and maximize your restitution. Our adjusters are successful in multiplying your claim by over 700%! And that's money in your pocket!
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Who is Ameritax Financial?Ameritax Financial and Consultant, Inc. is a division of TIMCO Corporation that has been around for over 25 years. Ameritax has a stellar reputation for tax and accounting needs, maximizing tax returns and working directly with the IRS to resolve outstanding tax issues.
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