What if...

We provide credit restoration services by communicating directly with credit reporting agencies to address negative items on your credit report. We do not guarantee any change in your credit score or results, as responses and adjustments depend solely on the credit bureaus' independent actions. Accurate and timely information cannot be removed by any credit service—only the credit bureaus may take such actions. By enrolling in our credit repair services, you agree to subscribe to our credit monitoring service (billed separately), and to keep this monitoring account active for the duration of our engagement in your credit restoration process. Pursuant to federal law, consumers have a right to cancel their engagement with us within three (3) business days of signing the contract. If you cancel within this period, you are entitled to a full refund, minus a 20% administrative fee. After this cancellation window closes, no refunds are available for program initiation fees or monthly service fees.